Analista de Crédito Atacado (1)
Responsible for overseeing a region portfolio of commercial customers, managing credit lines, invoices, formalizing and keeping updated agreements/documents/securities, following up on credit review contingencies, monitoring dealership / fleet customers? performance through balance sheet, P&L, cash flow and other sources. The scope of the position also includes preparing and taking part in meetings with Internal Customers, Dealers / Fleet and GM. The ideal candidate has a financial background, with strong attention to detail, ability to make decisions supported by data and in line with established policies and procedures as well as a sense of priority to attend daily requests, whilst building and maintaining win-win-win relationships within GMF, GM and Dealers/Fleet customers. Responsibilities - Supporting the Sales Team on business development while ensuring the appropriate risk- return adjustments, acting as a liaison between Dealers/Fleet customers, Sales and Risk. Advising and supporting Dealers/Fleet customers in the development of business plans and floor plan related procedures. Providing recommendations for permanent and temporary increases in credit lines to the Top Approval Authority. - Managing credit limits in the respective GM/GMF systems. Ensuring Credit Review Contingencies are fulfilled, meeting time and quality standards. Formalizing agreements/documents/securities with the support of Legal Department. Preparing and presenting credit review results for Dealers and Fleet customers. Reporting to GMF Leadership in monthly Risk & Opportunity Meetings and Risk Scorecard meetings. - Proposing and implementing process improvements in line with the BPMS methodology. Following policies and procedures, ensuring compliance with local regulations. - BA/BS in Business, Economics, Accounting or Engineering.Finance background with experience in credit analysis based on financial statements and other sources.Advanced MS Office (Excel, Word, Power Point). VBA is a Plus.English - Advanced reading and at least intermediary writing and speaking.Good communication and interpersonal skills.Proactivity, dynamism, ability to work under pressure, can-do attitude and team work spirit.
Salário: De R$ 8.001,00 a R$ 9.000,00 - São Paulo/SP
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