Vaga de Sr Credit Analyst
1 vaga: | Publicada em 11/05
- A Combinar
Sobre a vaga
Context of Job:
The credit analyst will be responsible for the origination and monitoring of a
credit portfolio that includes the production of Credit Initials, Annual Credit
Reviews and Quarterly Reviews, developing financial analysis, cash flow
projections, industry analysis and determining risk ratings.
Monitor how economic and industry evolution and trends impact the repayment
capacity of the customers and anticipate early warning signals with the aim of
minimizing credit losses.
Participate credit committees, prepare the material and engage in these meetings
to actively transmit the quality and risks of the proposed credit, supporting
approvers in the ultimate decisions.
Perform customers due diligences together with the business.
Support the business in the structuring and discussion of transactions involving
credit risk, including management analysis, relationship strategy and risk-return
adequacy of products.
Contribute to developing enhancements of work flow management tool and participate
portfolio stress tests and in systems user acceptance tests;
Maintain up to date knowledge of policies, procedures and processes relevant to
credit risk management.
Perform accurate data input and be responsible for its integrity when building and
monitoring credit facilities.
Proactively engage in team meetings towards s constructive dialogue, sharing key
points and summarizing takeaways.
Skills and Competencies:
Demonstrates considerable knowledge of financial statements and Brazilian GAAP.
Demonstrates ability to identify potential risk issues that need escalation.
Displays industry research capabilities, including key drivers, main risk and
opportunities, strengths and weaknesses.
Strong interpersonal skills, with the ability to manage conflicting ideas, to
build relationships and to work with colleagues from different areas. Builds
consensus.
Solid written and verbal communications skills, with the ability to communicate
clearly and concisely.
Strong organization skills and attention to detail.
Capacity to work independently.
Exhibits deep knowledge of Commercial or Corporate banking product suite, in
particular loans, trade finance, lease and credit derivatives and target markets.
Capacity to work under pressure and comply with tight deadlines.
Manages time and priorities effectively, knows when to escalate issues.
Experience with leading client due diligences.
Displays a deep commitment and positive attitude.
Qualifications:
Minimum 6 years of Credit experience in credit analysis or risk management
function for Commercial or Corporate banking.
Bachelors degree in related areas:
Business Administration, Economics, Accounting, Engineering.
Fluent in English. Spanish is a plus.
Knowledge of MS Suite (Word, Excel, PowerPoint).
------------------------------------------------------
Job Family Group:
Risk Management
------------------------------------------------------
Job Family:
Credit Decisions
------------------------------------------------------
Time Type:
Full time
------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race,
color, religion, sex, sexual orientation, gender identity, national origin,
disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested
applicants to apply for career opportunities. If you are a person with a
disability and need a reasonable accommodation to use our search tools and/or
apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting